OnTrack Financial announces July class schedule

July Financial Education Schedule
Classes are free unless noted. Pre-registration required. Call today at 255-5166.

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Savings - Learn how to create realistic savings goals and plan the steps needed to reach them!  

• Tuesday, July 7 from 12:00 to 1:00 pm - offered through the Women's Financial Empowerment Center
• Wednesday, July 22 from 5:30 to 7:00 pm - offered through the Women's Financial Empowerment Center

Preventing Identity Theft - Identity theft happens when someone steals your personal information and uses it without your permission. In this class, we'll discuss how it happens, identify popular fraud and scam techniques, learn how to prevent identity theft, and explain what to do if you're a victim of identity theft.  

• Monday, July 13 from 5:30 to 7:00 pm - offered through the Women's Financial Empowerment Center
• Thursday, July 30 from 12:00 to 1:00 pm - offered through the Women's Financial Empowerment Center

Reverse Mortgages: The Good, The Bad, and The Ugly - Learn the basics about Reverse Mortgages. This class will help you:

- Finally understand what a reverse mortgage is and how they work.

- Learn about how reverse mortgages can provide cash to homeowners over age 62.

- Understand how the loans are paid back.

- Learn about different scenarios and how a reverse mortgage can be helpful; and

- Determine if you have enough equity in your home for a reverse mortgage to be a good solution for you. 

• Tuesday, July 14 from 12:00 to 1:30 pm

Relationships & Money - Somehow, talking about money often results in arguments, hurt feelings, and a sense of inadequacy. Explore topics you will want to address to get stronger outcomes and learn how to make those conversations effective, calm, and rational. (Guest Speaker: Sara Bensman, Sara Bensman Mediation & Consulting)

• Wednesday, July 29 from 5:30 to 7:00 pm - offered through the Women's Financial Empowerment Center

Manage Your Money Series - Our most popular seminar deals with the basics of budgeting, setting goals, planning spending to realize goals, saving strategies, and tracking spending.

• Thursdays, July 16, 23 & 30 from 5:30 pm to 8:00 pm

Understanding Credit. Get it. Keep it. Improve it. - Find out what you know about credit!  Learn what credit is, how to fix your past credit mistakes, read your credit reports, understand credit repair, and more.

• Wednesday, July 1 from 12:00 to 1:30 pm OR
• Tuesday, July 7 from 5:30 to 7:00 pm OR
• Friday, July 17 from 12:00 to 1:30 pm OR
• Tuesday, July 21 from 5:30 to 7:00 pm

Homebuyer Education Series - ($50.00 participant fee) Our HUD-certified course provides a step-by-step explanation of the home-buying process, a fantastic resource book, and an opportunity to interact with local real estate / lending / legal professionals so that you can make an informed decision about the biggest investment you will probably ever make. Certificate received upon completion.  

(2-part class) Saturdays, July 25 & August 1 from 9:00 am to 3:00 pm