September classes offered by OnTrack

September Financial Education Schedule
Classes are free unless noted. Pre-registration required. Call today at 255-5166.

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Home Energy Efficiency - Learn ways to make affordable energy upgrades to your home that will save you money. Most participants can expect to achieve a 30% savings in their utilities by implementing ideas learned in class. All participants receive a bag of helpful energy savings tools.

• Tuesday, September 20 from 5:30 to 7:30 pm

Relationships and Money – CORRECTED TEXT: Somehow, talking about money often results in arguments, hurt feelings, and a sense of inadequacy. Explore topics you will want to address to get stronger outcomes and learn how to make those conversations effective, calm, and rational. 

• Thursday, September 8  from 5:30 to 7:00 pm (Guest Educator: Sara Bensman/Sara Bensman Mediation & Consulting) - offered through the Women's Financial Empowerment Center
• Monday, September 12 from 12:00 to 1:30 pm (Guest Educator: Sara Bensman/Sara Bensman Mediation & Consulting) - offered through the Women's Financial Empowerment Center

Homebuyer Education Series - ($50.00 participant fee) Our HUD-certified course provides a step-by-step explanation of the home-buying process, a fantastic resource book, and an opportunity to interact with local real estate / lending / legal professionals so that you can make an informed decision about the biggest investment you will probably ever make. Certificate received upon completion.  

• (2-part class) Saturdays, September 10 & 17  from 9:00 am to 3:00 pm

Manage Your Money Series - Our most popular seminar deals with the basics of budgeting, setting goals, planning spending to realize goals, saving strategies, and tracking spending.

• Wednesdays, September 14, 21 & 28 from 5:30 pm to 8:00 pm
• Thursdays, September 15, 22 & 29 from 5:30 to 8:00 pm
• Saturdays, September 24 & October 1 from 9:00 am to 12:30 pm

Understanding Credit. Get it. Keep it. Improve it.- Find out what you know about credit!  Learn what credit is, how to fix your past credit mistakes, read your credit reports, understand credit repair, and more.

• Thursday, September 1 from 5:30 to 7:00 pm OR
• Tuesday, September 6 from 12:00 to 1:30 pm OR
• Monday, September 12 from 5:30 to 7:00 pm OR
• Friday, September 23 from 12:00 to 1:30 pm OR
• Monday, September 26 from 12:00 to 1:30 pm

Budgeting and Debt Class - A budget plan is one of the best tools for financial empowerment. Learn how income, expenses, and debt all affect a successful budget and gain tools to help you create a realistic budget. Additionally, everyone has a different solution for managing debt. This class will discuss the array of options for managing your debt.

• Wednesday, September 7 from 12:00 to 1:30 pm OR
• Friday, September 16 from 12:00 to 1:30 pm OR
• Monday, September 19 from 5:30 to 7:00 pm OR

Understanding Reverse Mortgages - Learn the basics about Reverse Mortgages. This class will help you:

- Finally understand what a reverse mortgage is and how they work.

- Learn about how reverse mortgages can provide cash to homeowners over age 62.

- Understand how the loans are paid back.

- Learn about different scenarios and how a reverse mortgage can be helpful; and

- Determine if you have enough equity in your home for a reverse mortgage to be a good solution for you by getting a free estimate at the end of the class.

·         Tuesday, September 27 from 12:00 to 1:30 pm

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Pre-registration required.  Call OnTrack WNC today at 255-5166.

All classes listed are held at OnTrack WNC offices - 50 South French Broad Ave. Second Floor