OnTrack Financial offers classes throughout November

November Financial Education Schedule
Classes are free unless noted. Pre-registration required. Call today at 255-5166.

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Discover Your Money Vision and Flip Your $ Switch - Uncomfortable with talking about money? Come and have 'fun' discovering your Money Vision. Start seeing your financial dreams and goals in a new light by creating a vision board. This class will help you clarify your money goals through an interesting activity and then discuss the limiting barriers that hold us back from our financial goals. You will leave this class with motivation and tools to start making your Money Vision a reality.   

• Wednesday, November 2 from 5:30 to 7:00 pm (offered through the Women's Financial Empowerment Center)

Homebuyer Education Series - ($50.00 participant fee) Our HUD-certified course provides a step-by-step explanation of the home-buying process, a fantastic resource book, and an opportunity to interact with local real estate / lending / legal professionals so that you can make an informed decision about the biggest investment you will probably ever make. Certificate received upon completion.

• (2-part class) Saturdays, November 5 & 12 from 9:00 am to 3:00 pm

Savings & Goal Setting - Learn how to create realistic savings goals and plan the steps needed to reach them!

• Tuesday, November 8 from 12:00 to 1:30 pm (offered through the Women's Financial Empowerment Center)
• Tuesday, November 15 from 5:30 to 7:00 pm (offered through the Women's Financial Empowerment Center)

Understanding Reverse Mortgages - Learn the basics about Reverse Mortgages. This class will help you:

- Finally understand what a reverse mortgage is and how they work.

- Learn about how reverse mortgages can provide cash to homeowners over age 62.

- Understand how the loans are paid back.

- Learn about different scenarios and how a reverse mortgage can be helpful; and

- Determine if you have enough equity in your home for a reverse mortgage to be a good solution for you by getting a free estimate at the end of the class.

• Wednesday, November 9 from 5:30 to 7:00 pm

Manage Your Money Series - Our most popular seminar deals with the basics of budgeting, setting goals, planning spending to realize goals, saving strategies, and tracking spending.

• Mondays, November 14, 21 & 28 from 5:30 to 8:00 pm

Understanding Credit. Get it. Keep it. Improve it. - Find out what credit is and why it's important. Understand what affects your credit score. Gain knowledge of method to repair or establish credit.

• Thursday, November 3 from 12:00 to 1:30 pm OR
• Wednesday, November 9 from 5:30 to 7:00 pm OR
• Friday, November 18 from 12:00 to 1:30 pm OR
• Tuesday, November 22 from 5:30 to 7:00 pm OR
• Monday, November 28 from 12:00 to 1:30 pm

Budgeting and Debt Class - A budget plan is one of the best tools for financial empowerment. Learn how income, expenses, and debt all affect a successful budget and gain tools to help you create a realistic budget. Additionally, everyone has a different solution for managing debt. This class will discuss the array of options for managing your debt.

• Wednesday, November 2 from 5:30 to 7:00 pm OR
• Monday, November 7 from 12:00 to 1:30 pm OR
• Wednesday, November 16 from 5:30 to 7:00 pm OR
• Tuesday, November 22 from 12:00 to 1:30 pm

How to Find Extra Income in Your Day-to-Day Life - Getting a second job or working extra hours are only two ways to help increase your cash flow. We will do several exercises to help you build a personalized plan to creatively decrease expenses and increase income.

• Tuesday, November 22 from 5:30 to 7:00 pm (offered through the Women's Financial Empowerment Center)

Preventing Identity Theft - Identity theft happens when someone steals your personal information and uses it without your permission. In this class, we'll discuss how it happens, identify popular fraud and scam techniques, learn how to prevent identity theft, and explain what to do if you're a victim of identity theft.

• Wednesday, November 30 from 5:30 to 7:00 pm (offered through the Women's Financial Empowerment Center)

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Pre-registration required.  Call OnTrack WNC today at 255-5166.

All classes listed are held at OnTrack WNC offices - 50 South French Broad Ave. Second Floor