Tuesday, February 2, 2016

February classes offered by OnTrack Financial



February Financial Education Schedule
Classes are free unless noted. Pre-registration required. Call today at 255-5166.
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Money Buddies (5-part series) - We know that most women really love connections and relationships, so the Money Buddy Series encourages women to capitalize on personal connections to strengthen money management skills! The Money Buddy series invites women to "bring a friend" for support and encouragement as they embark on their money mission. In the 5-session series, participants set personal goals and the classes provide the information, tools, and support to reach them! Students will also receive their Credit Report and Score for FREE. Money Buddies support one another with mutual motivation and accountability.
  • Mondays,  February 1, 8, 15, 22 & 29 from 5:30 to 7:00 pm
Discover Your Money Vision and Flip Your $ Switch - Uncomfortable with talking about money? Come and have 'fun' discovering your Money Vision. Start seeing your financial dreams and goals in a new light by creating a vision board. This class will help you clarify your money goals through an interesting activity and then discuss the limiting barriers that hold us back from our financial goals. You will leave this class with motivation and tools to start making your Money Vision a reality. 
  • Wednesday, February 3 from 12:00 to 1:30 pm  - offered thru the Women's Financial Empowerment Center
- Learn the basics about Reverse Mortgages. This class will help you:
- Finally understand what a reverse mortgage is and how they work.
- Learn about how reverse mortgages can provide cash to homeowners over age 62.
- Understand how the loans are paid back.
- Learn about different scenarios and how a reverse mortgage can be helpful; and
- Determine if you have enough equity in your home for a reverse mortgage to be a good solution for you.
  • Tuesday, February 9 from 12:00 to 1:30 pm
  • Wednesday, February 17 from 9:30 to 11:00 am (Hendersonville)
Dreaming of a Debt Free Living - Everyone has a different solution for managing debt.  This class will address the financial and emotional impact of being in debt and discuss the array of options for managing your debt.
  • Wednesday, February 10 from 12:00 to 1:00 pm  - offered thru the Women's Financial Empowerment Center
Manage Your Money Series - Our most popular seminar deals with the basics of budgeting, setting goals, planning spending to realize goals, saving strategies, and tracking spending.
  • Saturdays, February 13 & 20 from 9:00 am to 12:30 pm
What to Do With Your Tax Refund - Confused about how to spend your tax refund? Should you pay off debt, build your emergency fund, or make a purchase you've been eyeing? In this class we'll discuss the options of how to best use your refund to benefit your financial goals.
  • Tuesday, February 16 from 12:00 to 1:00 pm - offered thru the Women's Financial Empowerment Center
Homebuyer Education Series - ($50.00 participant fee) Our HUD-certified course provides a step-by-step explanation of the home-buying process, a fantastic resource book, and an opportunity to interact with local real estate / lending / legal professionals so that you can make an informed decision about the biggest investment you will probably ever make. Certificate received upon completion.  
  • (4-part class) Tuesdays & Thursdays, February 16, 18, 23 & 25 from 5:30 to 8:30 pm
  • (4-part class) Mondays, February 1, 8, 15 & 22 from 5:30 to 8:30 (Oak Haven Apartments in Hendersonville)   
Budgeting 101- A budget plan is one of the best tools for financial empowerment. Learn how income, expenses, and debt all affect a successful budget and gain tools to help you create a realistic budget.
  • Friday, February 5 from from 12:00 to 1:30 pm - offered thru the Women's Financial Empowerment Center
  • Wednesday, February 24 from from 5:30 to 7:00 pm - offered thru the Women's Financial Empowerment Center
Understanding Credit. Get it. Keep it. Improve it. - Find out what you know about credit!  Learn what credit is, how to fix your past credit mistakes, read your credit reports, understand credit repair, and more.
  • Thursday, February 4 from 5:30 to 7:00 pm OR
  • Wednesday, February 10 from 5:30 to 7:00 pm OR
  • Friday, February 19 from 12:00 to 1:30 pm OR
  • Tuesday, February 23 from 12:00 to 1:30 pm
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Pre-registration required.  Call OnTrack WNC today at 255-5166.
All classes listed are held at OnTrack WNC offices - 50 South French Broad Ave. Second Floor


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