The TD Charitable Foundation, the charitable giving arm of TD Bank, America’s Most Convenient Bank®, recently donated a total of $5,000 to OnTrack WNC Financial Education & Counseling as part of the foundation’s commitment to giving back to the community.
OnTrack WNC is a nonprofit committed to helping
people in Western NC meet their financial and housing goals through education,
counseling, coaching, and support. The grant from the TD Charitable
Foundation provides funding for OnTrack WNC’s Homebuyer Program for people
who would like to own a home of their own. The program includes both
education and counseling. The 12-hour HUD-approved Homebuyer Education series
includes budgeting for homeownership, understanding credit reports/scores, and
working with Realtors, closing attorneys, and mortgage lenders. The
education is followed by Homebuyer Counseling in which OnTrack WNC housing
counselors provide clients with support and guidance to identify next steps and
create an Action Plan to move toward their goal.
“Purchasing a home is
challenging in this area with high housing costs and wages that are below the
state average, especially for first-time homebuyers” said Celeste Collins,
Executive Director of OnTrack WNC. “TD Charitable Foundation’s support of
our Homebuyer Program means potential homebuyers have a local resource to learn
about the complicated process of purchasing a home, determine their personal
housing affordability, and connect with local resources to make their dream a
reality.”
A staunch commitment to active
involvement in the local community is a vital element of the TD Bank
philosophy. TD Bank, America’s Most Convenient Bank® and the TD
Charitable Foundation provide support to affordable housing, financial literacy
and education, and environmental initiatives, many of which focus on improving
the welfare of children and families.
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