Tuesday, June 28, 2016

OnTrack Financial announces July education schedule



July Financial Education Schedule
Classes are free unless noted. Pre-registration required. Call today at 255-5166.
_______________________________________________________________

Introduction to Homebuying - Thinking about purchasing a home, but don't know where to start?  Between realtors, banks, closing costs, and inspections, the task can seem overwhelming. But don't worry - this introduction to first time homebuying will provide the answers you've been looking for and resources to help!
  • Wednesday, July 6 from  5:30 to 7:00 pm - offered through the Women's Financial Empowerment Center
  • Thursday, July 14 from 12:00 to 1:30 pm - offered through the Women's Financial Empowerment Center
 Manage Your Money Series - Our most popular seminar deals with the basics of budgeting, setting goals, planning spending to realize goals, saving strategies, and tracking spending.
  • Thursdays, July 14, 21 & 28 from 5:30 to 8:00 pm
Homebuyer Education Series - ($50.00 participant fee) Our HUD-certified course provides a step-by-step explanation of the home-buying process, a fantastic resource book, and an opportunity to interact with local real estate / lending / legal professionals so that you can make an informed decision about the biggest investment you will probably ever make. Certificate received upon completion.  
  • (2-part class) Saturdays, July 16 & 23 from 9:00 am to 3:00 pm
Understanding Credit. Get it. Keep it. Improve it.- Find out what you know about credit!  Learn what credit is, how to fix your past credit mistakes, read your credit reports, understand credit repair, and more.
  • Tuesday, July 5 from 5:30 to 7:00 pm OR
  • Monday, July 11 from 12:00 to 1:30 pm OR
  • Friday, July 22 from 12:00 to 1:30 pm OR
  • Friday, July 29 from 12:00 to 1:30 pm
Budgeting and Debt Class - A budget plan is one of the best tools for financial empowerment. Learn how income, expenses, and debt all affect a successful budget and gain tools to help you create a realistic budget. Additionally, everyone has a different solution for managing debt. This class will discuss the array of options for managing your debt.
  • Friday, July 15 from 12:00 to 1:30 pm OR
  • Thursday, July 21 from 12:00 to 1:30 pm OR
  • Wednesday, July 27  from 5:30  to 7:00 pm
How to Find Extra Income in Your Day-to-Day Life - Getting a second job or working extra hours are only two ways to help increase your cash flow. We will do several exercises to help you build a personalized plan to creatively decrease expenses and increase income.
  • Monday, July 18 from 5:30 to 7:00 pm - offered through the Women's Financial Empowerment Center
  • Thursday, July 28 from 12:00 to 1:30 pm - offered through the Women's Financial Empowerment Center
Understanding Reverse Mortgages - Learn the basics about Reverse Mortgages. This class will help you:
- Finally understand what a reverse mortgage is and how they work.
- Learn about how reverse mortgages can provide cash to homeowners over age 62.
- Understand how the loans are paid back.
- Learn about different scenarios and how a reverse mortgage can be helpful; and
- Determine if you have enough equity in your home for a reverse mortgage to be a good solution for you by getting a free estimate at the end of the class.
  • Tuesday, July 19 from 5:30 to 7:00 pm
_______________________________________________________________
Pre-registration required.  Call OnTrack WNC today at 255-5166.
All classes listed are held at OnTrack WNC offices - 50 South French Broad Ave. Second Floor

No comments: