Tuesday, April 21, 2015

OnTrack offers special Mom-Daughter Money Buddies series

Mothers, do you want your daughters to become confident about money skills while developing your own? Ready to work on this together as a team? 

Mothers and daughters (ages 11-15) can attend this free, five-session Mother-Daughter Money Buddies Series together to set personal goals, learn the basics of budgeting, understand credit, and create their own real-life savings plan. By learning about money together, families will feel empowered to start rewriting their financial stories! Mothers also receive a Credit Report and FICO Score for FREE. A light meal (sandwich & chips) will be provided at the beginning of each class to each participant.

The 5-part series runs Thursdays, April 30, May 7, 14, 21, & 28 from 5:30 to 7:00 pm.

Class 1 – Overview & Savings
Discuss smart goals, needs and wants, and ways to build savings.

Class 2 – Spending Plans & Budgets
Daughters – Learn how to read a pay stub and the true cost of expenses.
Mothers - Define a budget, define types of expenses, and talk about set-aside accounts.

Class 3 – Understanding Your Credit
Daughters - Understand why credit is important and learn about credit basics.
Mothers - Learn what is in a scoring model, talk about credit myths, and discuss how to build or repair credit.

Class 4 – Influence of Advertising - Emotions & Spending
Discuss how emotions are related to spending and explore ways advertising and marketing use our emotions to sell to us.

Class 5 – Banking Services, Wrap-up and Follow-through – Bringing it All Together

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